Pet clinic

Financial Assistance

When You Need Help Paying Your Veterinarian

Credit Options -
Some Other Sources below will require that you try this option first.

CareCredit offers credit services to cover animal illness and injury.   This is a credit card.   The balance plus interest must be paid back.   Their standard annual percentage rate [APR] is 26.99%, although your interest rate may be less depending on your credit rating.

ScratchPay offers 3 different ways to pay!
A) Your veterinarian gets paid immediately upon approval, while you can choose to:
B) Pay Later =
        1) 0% interest charge
        2) No credit check needed
        3) Up to 30 days to pay - interest free
        4) When you pay on time you build your credit
C) Pay Over Time =
        1) Spread payments over 1 year with 12 monthly payments
        2) Interest rates start as low as 5.9%
        3) Once approved, interest rate will not change for the life of that loan
        4) Covers veterinarian fees from $200.00 up to $10,000.00.
D) Other Payment Plans = Other payment plans may be available depending on your eligibility and location.

Sources that do not have to be paid back


Umpqua Valley Humane Society -
A local resource that may have funds to cover animal illness and injury.

12 National Sources - provided, but NOT necessarily endorsed.

The Brown Dog Foundation -
From application to final approval is about 36 hours.
  • STEP 1: The family completes our " apply for assistance" survey online. Some answers will generate an Auto-Denial Email that is delivered to the family's email account immediately. For those that require review by our Case Manager(s), a response will be emailed to the pet owner within 12 hours.

  • STEP 2: If the family pre-qualifies for assistance, the second step is for the family to complete our online "Application for Assistance" which requires documentation to be compiled and submitted for review against our guidelines. The case manager will either "Qualify the Case" or "Deny the Case" at this point. An email is generated to the pet owner within 12 hours receipt of the application.

  • STEP 3: If the case qualifies for assistance, a Case Manager will contact the Veterinary Clinic by email requesting additional information. It is important for the Veterinarian to read the accompanying letter and complete the "Veterinary Form" entirely.

  • STEP 4: Once we have the family's information and the Veterinarian's information, our Case Manager will review all documentation against the Guidelines approved and set forth by the National Board of Directors.

  • STEP 5: A "Letter of Commitment" or "Letter of Denial" is generated on Brown Dog's letterhead, signed by our Board President and delivered via email to the pet owner and Veterinarian.

The Mosby Foundation -
The Mosby Foundation is organized exclusively for charitable purposes, to assist in the care of   critically sick,   injured,   abused and   neglected dogs through financial support and public education.
The Mosby Foundation is totally funded by donations and run by a committed group of volunteers.
Click here for pre-application.
Paws 4 A Cure -
If you are seeking financial assistance, please carefully read the entire contents of this page then continue to the next page that covers our policies. It is important that you read every section before completing the online application on the last page.
Frequently Asked Questions.
Pets of the Homeless -
List of Oregon State Resources.
List of National Resources.
The Pet Fund -
The application for individuals seeking funding from The Pet Fund is now available online only.
ALL applicants are REQUIRED to contact The Pet Fund by phone BEFORE applying for funding.

Call 916-443-6007. This way, we can ensure that all applicants are aware of both the current wait list time and the eligibility requirements for applying for financial assistance. The Pet Fund receives up to 200 calls per day, and it may take our volunteer staff some time to respond to each call and email request. Applications which are sent in before applicants have spoken with our staff will NOT be processed.

Please note – we are NOT able to fund emergencies.
The Pet Fund ONLY funds non-basic, non-emergency care. This includes medical care that is above and beyond basic care but which does not require urgent treatment. Unfortunately we have a long wait list for funding, due to the large number of applicants to our fund.
Next Step - Applications for veterinary care funding can ONLY be done online from a computer with a printer.
The ONLY exception to this rule will be for persons with severe disabilities who are either homebound or who cannot leave their home without assistance. These individuals can have applications mailed to them with the prior permission of The Pet Fund staff only.

All other mailed applications or letters requesting help will be returned to the senders unopened or discarded.

If you do not have a computer with internet access you will need to go to your local library, which will have computers, printers, and internet access available.

You can ask friends or family members to assist you, or you can ask your veterinarian’s office for assistance.
Red Rover -
The RedRover Relief program provides financial assistance, resources and emotional support to pet guardians struggling with economic hardship when pets are in need of urgent and emergency veterinary care.
We also support and resources to help victims of domestic violence escape abusive environments with their pets.
Learn more about our RedRover Relief grants and the eligibility requirements.
The Reidel and Cody Fund -
PLEASE NOTE: we only fund chemotherapy and radiation treatments for cancer.
Click here to apply.
Rose’s Fund for Animals -
When there is a situation where the pet or found animal has a good chance of being well, but the owner or Good Samaritan can’t afford it, this fund will help cover the cost.

The veterinarian should call the fund only after the owner has used his/her own resources and applied for a CareCredit card. We will then assist the owner to the best of our abilities in making a payment towards the bill. The veterinarian or representative will call the fund and the payment will go directly to the practice.

Below are three general guidelines used in making funding decisions. However, every request will be reviewed on a case by case basis and Rose’s Fund for Animals reserves the right to either grant or deny a funding assistance request without further explanation.
1) The pet/found animal must have a life-threatening illness, injury or condition.
2) The illness, injury or condition must require immediate or prompt veterinary intervention in order for the pet/found animal to survive.
3) The veterinarian's prognosis (in the veterinarian's best professional judgment) should indicate a positive outcome.
Shakespeare Animal Fund -
Will NOT pay for routine treatment, vaccinations, spay or neuter.     Will pay for the following emergencies (upon approval):
1) Hit by a vehicle,   2) Laceration repairs (stitches),   3) Fractures (broken bones),   4) Severe bite wounds,   5) Upper respiratory tract infections/pneumonia,   6) Difficulty breathing   7) Toxin exposure,   8) Abscess (including anal sac),   9) Seizing/seizures,   10) Vomiting,   11) Diarrhea,   12) Straining to eliminate,   13) Urinary tract infections,   14) Paralysis,   15) Severe Infections   16) Torn toenails   17) Foxtails (typically deep in the ear),   and 18) Euthanasia (put to sleep).